Look at our impact across the UK

Hover over the map below to see how much we've lent to charities and social enterprise in your region since 2002.

Click on a region to see how much we’ve lent to organisations in each county.

Tap a region to see how much we’ve lent to organisations in each county.

Region Amount of money Number of loans
TOTAL £300,842,342 1,013
East Midlands £13,784,580 50
Eastern £20,842,208 92
London £71,539,749 138
North East £12,227,127 22
North West £23,937,286 96
Northern Ireland £2,215,027 10
Scotland £15,278,519 70
South East £53,009,749 169
South West £23,233,570 132
Wales £10,665,463 54
West Midlands £21,195,040 65
Yorkshire & Humber £32,914,024 115

Last updated: 01 January 2020

East Midlands

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County Amount of money Number of loans
Derbyshire £2,491,849 21
Leicestershire £1,202,000 3
Lincolnshire £3,411,466 11
Northamptonshire £1,660,265 7
Nottinghamshire £4,829,000 6
Rutland £190,000 2
County Amount of money Number of loans
Bedfordshire £2,545,800 10
Cambridgeshire £3,426,440 18
Essex £8,796,303 27
Hertfordshire £1,999,225 10
Norfolk £1,766,153 12
Suffolk £2,308,287 15
Borough Amount of money Number of loans
Barking and Dagenham £430,000 1
Barnet £3,980,000 9
Bexley £1,575,000 1
Brent £100,000 1
Bromley £1,000,000 1
Camden £4,592,170 10
City of London £4,477,750 8
Croydon £308,000 2
Ealing £1,095,000 4
Enfield £320,000 1
Greenwich £2,388,501 3
Hackney £7,628,710 7
Hammersmith and Fulham £2,824,758 4
Haringey £4,353,000 5
Harrow £1,387,000 3
Havering £156,000 1
Hounslow £2,450,000 2
Islington £7,608,435 18
Kensington and Chelsea £878,250 2
Kingston Upon Thames £50,000 1
Lambeth £2,042,000 8
Lewisham £520,000 1
Merton £117,000 2
Newham £4,392,069 5
Richmond £215,000 1
Southwark £1,860,994 13
Tower Hamlets £1,801,912 11
Waltham Forest £1,380,000 1
Wandsworth £2,475,000 2
Westminster £9,133,200 10
County Amount of money Number of loans
Durham £4,102,127 11
Northumberland £1,120,000 5
Tyne & Wear £7,005,000 6
County Amount of money Number of loans
Cheshire £5,046,851 11
Cumbria £3,633,917 24
Greater Manchester £2,158,428 13
Lancashire £6,820,802 22
Merseyside £6,277,288 26

Northern Ireland

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Council Area Amount of money Number of loans
Antrim and Newtownabbey Borough Council £923,309 3
Belfast City Council £472,000 3
Derry City and Strabane District Council £100,000 1
Fermanagh and Omagh District Council £599,718 1
Newry, Mourne and Down District Council £120,000 2
Council Area Amount of money Number of loans
Angus £150,000 1
Argyll & Bute £1,074,117 15
Aryshire £284,840 3
City of Edinburgh £730,033 6
Dumfries & Galloway £241,000 3
Dundee City £255,000 1
Glasgow City £6,683,634 17
Lanarkshire £4,961,798 15
Midlothian £411,097 2
Perthshire £62,000 2
Renfrewshire £212,000 2
West Dunbartonshire £60,000 2
West Lothian £153,000 1
County Amount of money Number of loans
Berkshire £2,300,655 10
Buckinghamshire £4,131,901 14
East Sussex £6,505,231 25
Hampshire £6,508,392 25
Kent £12,120,844 42
Oxfordshire £6,745,205 11
Surrey £12,643,449 28
West Sussex £2,054,072 14
County Amount of money Number of loans
Bristol £150,000 1
Cornwall £3,653,444 15
Devon £5,456,404 30
Dorset £2,976,125 17
Gloucestershire £4,517,573 17
Somerset £4,662,351 29
Wiltshire £1,817,673 23
County Amount of money Number of loans
Anglesey £20,000 1
Blaenau Gwent £20,000 1
Cardiff £4,075,956 10
Carmarthenshire £164,800 3
Ceredigion £798,688 5
Clwyd £20,000 1
Denbighshire £127,175 1
Dyfed £415,184 3
Gwynedd £1,394,100 10
Monmouthshire £130,000 2
Pembrokeshire £480,000 4
Powys £637,000 3
Rhondda Cynon Taff £930,000 6
Torfaen £1,196,921 1
Vale of Glamorgan £95,200 1
Wrexham £160,439 2

West Midlands

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County Amount of money Number of loans
Shropshire £1,542,500 8
Staffordshire £3,956,423 20
Warwickshire £650,000 2
West Midlands £14,496,117 32
Worcestershire £550,000 3

Yorkshire & Humber

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County Amount of money Number of loans
East Riding of Yorkshire £655,000 4
North East Lincolnshire £169,400 1
North Yorkshire £11,796,228 34
South Yorkshire £11,287,886 43
West Yorkshire £9,005,510 33

Follow the money from sector to sector

Click on an icon to see how much we've lent to each charitable sector since 2002 and what our loans are helping to achieve.

Numbers provide a glimpse of a more complex picture of change. To get a deeper understanding of our borrowers' impact on people’s lives, read their stories.

Sector Amount of money Number of loans
TOTAL £300,842,342 1,013
Arts £12,918,042 81
Community £40,352,032 186
Education & Training £25,676,844 96
Environment £10,723,681 57
Faith £37,881,553 112
Health & Social Care £57,184,200 184
Social housing £106,382,667 237
Sport £9,723,323 60

Last updated: 01 January 2020


Charities and loans, a good match? We think so.

Here’s why. This is what our borrowers say about the impact our loans and support have on their activities, based on surveys in 2019. Download our latest impact report here.

79%

Services

79% of borrowers said that their Charity Bank loan had improved the quality of support they could offer the people they work with.

58%

Financial Management

58% of borrowers said their financial management had improved as a result of the loan.

New Projects

New Projects

78%

Would not have happened without charity bank’s support

Sustainability

62%
reported our loan financed activities that grant funders would not
76%
reported the charity bank loan led to an expansion of services
30%
“would have gone under without the loan”
54%

New Funding Opportunities

were able to secure additional sources of funding as a result of their loan

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YMCA Downslink Group: helping young people to thrive

Chas Walker, CEO of YMCA Downslink Group, explains how its decision to borrow from Charity Bank was influenced by a desire to work with a likeminded organisation with aligned values.

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Footprints Family Centre: alleviating poverty and providing opportunity In Buttershaw, Bradford

Footprints Family Centre aims to alleviate poverty on the estate of Buttershaw, Bradford. Charity Bank loans enabled the charity to open a second nursery and carry out renovations.

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Towcester Museum: A window into the past

Housed in a historic property bought with the help of a Charity Bank loan, Towcester Museum documents the city's fascinating past. Chairman Rob Hamlin describes how community passion turned vision into reality.

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Baltic Creative CIC: keeping our city creative

Baltic Creative is a Community Interest Company, established in 2009 with the ambition to protect property within Liverpool city centre for those working in creative industries.

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Cosgarne Hall: beating addiction

Cosgarne Hall helps homeless people to take control of their lives, operating an alcohol and substance tolerant policy. Since 2009, ten lives have been saved and last year alone 70 people were supported to live independently.

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SignHealth: Health care access for all

James Watson-O’Neill, Chief Executive at SignHealth, explains how specialised support for deaf people in the UK is helping to ease health concerns.

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Swindon Therapy Centre: supporting those living with neurological conditions

Swindon Therapy Centre offers a range of therapies and support to those living with multiple sclerosis and other neurological conditions.

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TLG, The Education Charity: an astounding journey

Today TLG have 11 education centres that give young people a second chance for an education, and 39 early intervention centres across the UK that provide extra support to children at school.

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Unity Homes & Enterprise: tackling housing inequality

Unity Homes & Enterprise is helping to address inequality in West Yorkshire, by providing quality homes, offices and new opportunities for people from a range of ethnic backgrounds.

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Ilkley Lawn Tennis & Squash Club: Centre of Sporting Excellence

Chris Brown, Treasurer of ILTSC, talks about the club’s significant role in the local community and the importance of its recent expansion.

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Totnes Renewable Energy Society: a community fighting climate change

In 2007, the Totnes Renewable Energy Society was formed with the aim of developing renewable energy resources in the area to benefit Totnes’ local community.

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Oatlands Pre-school: caring for children and the community

Oatlands Pre-school is a Harrogate-based not-for-profit pre-school that offers care and education to children aged 2 to 4. The charity received a Charity Bank loan to help it purchase and refurbish its building.

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Emmaus Village Carlton: giving homeless people a community

With the help of loan finance from Charity Bank, homeless charity Emmaus Village Carlton has been able to refurbish its bistro and retail space. As a result, its income has doubled and it’s been able to increase the number of bedrooms it offers by over 50%.

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Holne Community Shop & Tea Room: Saving a community hub

When the shop and tearoom faced closure, the community united to save what was an important social hub. It is now run for the benefit of the wider community and a Charity Bank loan help the social enterprise buy the premises.

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Half Moon: inspiring young people through performing arts

Half Moon offers low-cost drama classes for children and young people, including those with complex disabilities. The theatre company turned to Charity Bank for a loan to buy its venue after rent rises put its future in jeopardy.

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NewStarts: supporting people through crisis

A loan from Charity Bank meant NewStarts could buy its warehouse and save £15,000 a year. It’s now able to support even more people with furniture, household essentials and emergency food parcels.

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Adrenaline Alley: a world-class urban sports centre

Adrenaline Alley was set up to provide local kids with a safe place to skate and is now Europe’s largest urban sports centre attracting enthusiasts and professionals from across the world.

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The Anchor: Coffee, cake and compassion

The Anchor opened in 2013 after church group Vinelife secured a Charity Bank loan to create a community coffee house. Jon Hodges, Vinelife's Operations Director, shares The Anchor's story.

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Chesterfield FC Community Trust: uniting people through football

Chesterfield FC Community Trust uses the inspiration and impact of football to provide a wide range of sporting, educational and community-based opportunities throughout the local area.

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Abbeyfield The Dales: giving older people a community

Abbeyfield The Dales gives older people the chance to enjoy life as part of a supportive community. It offers residents tailored housing solutions in addition to high-quality care and support, freshly cooked meals and a full calendar of social activities.

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The Bevern Trust: compassionate care for adults with complex care needs

The Bevern Trust provides residential and respite care to young adults with profound disabilities, helping them live full lives and engage with their wider community.

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Rotary & Residential Care Centres: Home comforts

Rotary & Residential Care Centres recently renovated its main property with a Charity Bank loan, providing top-quality homes for disabled residents. Administrator Jean Jardine shares its story.

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Kingsley Hall: bringing the community together

Kingsley Hall Church & Community Centre has played an integral role in the local community for the last 90 years. It recently extended its nursery with the help of a Charity Bank loan.

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Folkestone Sports Centre Trust: Affordable sports and leisure for all

Folkestone Sports Centre Trust is a social enterprise, working to make sports and leisure activities available to all.

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One World Shop: keeping trade fair

The One World Shop in Edinburgh sells and promotes fair and ethically traded products from across the globe.

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Burton Street Foundation – bringing the community together

Helen Bark of Burton Street Foundation on times when additional funding is required so that social enterprises can deliver greater impact.

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Govan Workspace: Regenerating an industrial superpower

Govan Workspace is rejuvenating Glasgow's shipyards, giving old buildings new life. Managing Director Pat Cassidy explains how a Charity Bank loan helped to save the historic headquarters.

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Hudswell Community Charity: Affordable homes for local people

Hudswell Community Charity was set up over 150 years ago to help disadvantaged people in the area. A Charity Bank loan supported the building of three new affordable homes to provide people with local connections the chance to live in the village.

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Coventry Church Municipal Charities: sheltered accommodation for those in need

Coventry Church Municipal Charities has been in existence since 1506 and currently operates 73 units of affordable supported living accommodation.

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Help & Care: supporting people to improve their lives

Help & Care provides wide-ranging support and services to help people live the lives they choose.

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Imago: empowering people and communities

Imago is a social action charity that delivers diverse services to support individuals, organisations and communities across Kent, Medway, East Sussex and London.

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Portsmouth Abuse and Rape Counselling Service (PARCS) – supporting survivors

PARCS aims to promote healthy relationships and alleviate the distress associated with rape and sexual abuse. The charity turned to Charity Bank for a loan to buy its new centre.

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Emmaus Village Carlton: a path out of homelessness

Emmaus communities in the UK support people to work their way out of homelessness, providing meaningful work and a stable home for as long as they need it. Frank McMahon, chairman of the trustees, tells us more about their work and their vision for the future.

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St George’s Crypt: helping the homeless

St George’s Crypt offers support, care and compassion to those suffering from homelessness in the Leeds area.

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Harrogate Skills 4 Living Centre: supporting adults with learning disabilities

Harrogate Skills 4 Living Centre (HS4LC) provides a range of support and development opportunities for adults with learning disabilities and autism. The charity received a Charity Bank loan to enable it to restructure its finances.

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Parchment Trust: promoting independence and inclusion

Parchment Trust provides day care services for people with learning and physical disabilities in East Sussex with a person-centred and inclusive approach. A Charity Bank loan assisted the charity to purchase the freehold of one of its sites.

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Gwesty Seren: Wales’s fully accessible hotel

Dafydd Jones, business consultant with Gwesty Seren, explains how a loan from Charity Bank assisted with the purchase and renovation of Wales’s first hotel designed primarily for people with learning and physical disabilities.

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The Causeway Hall: bringing communities together

The Causeway Hall gives people a place to meet, learn and be entertained. The hall was built with the help of a Charity Bank loan.

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Young Women’s Housing Project: A secure future providing safety and support

Jo Meagher, Project Manager at YWHP, tells us how a loan from Charity Bank assisted with the purchase of its key property, granting the charity a more stable future.

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Action on Hearing Loss: Saving vital support services

Paul Breckell, Chief Executive of Action on Hearing Loss, tells us about its journey to save a range of important services for people confronting deafness and hearing loss in the UK.

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The House of St Barnabas: supporting homeless people into employment

The House of St Barnabas helps people affected by homelessness and long-term unemployment to get their lives back on track.

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EVA Women’s Aid: rebuilding lives after domestic and sexual abuse

EVA Women’s Aid helps women to rebuild their lives after domestic or sexual abuse. The charity gives women a safe place to call home, provides counselling and guidance, and makes sure that survivors’ voices are heard.

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Abbotsford Trust: keeping history alive

The Abbotsford Trust was formed to preserve Sir Walter Scott’s home and ensure his story and heritage remained accessible to everyone.

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YMCA Black Country Group: Supporting young people to transform their lives

YMCA Black Country Group provides vital support for thousands of young people every year.

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Family Action: building stronger families and brighter lives

Family Action has been offering vulnerable families vital support for 150 years. With one in five people in the UK living in poverty, the need for the charity’s services has never been greater.

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Glover’s Trust: helping older people keep their independence

Glover’s Trust offers sheltered accommodation for over-60s. The trust has recently extended and renovated all of its properties with the help of a Charity Bank loan.

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Foresight North East Lincolnshire: improving the lives of disabled people

Paul Silvester of Foresight North East Lincolnshire on how social investment has been the catalyst for the growth of the charity.

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Tamworth Cornerstone Housing Association: taking a holistic approach to tackling homelessness

Tamworth Cornerstone Housing Association offers homeless young people a three-stage journey to independent living.

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The Hebridean Whale and Dolphin Trust: looking out for Scottish marine life

The Hebridean Whale and Dolphin Trust (HWDT) has been leading the way for the conservation of cetaceans (whales, dolphins & porpoises) in western Scotland for over two decades.

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YMCA Fylde Coast: Boosting children’s wellbeing through outdoor education

Lakeside, managed by YMCA Fylde Coast, was founded almost 70 years ago, to give children and young people the chance to experience new challenges outdoors.

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Sandford Hydro: community power

Sandford Hydro has been a long labour of love from the local community. Securing a loan from Charity Bank was a vital step in the success of the project.

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Fairycroft House: A creative hub for all the community

A loan from Charity Bank helped to secure Fairycroft House’s future as a community centre that encourages and develops creativity. Tim Atkinson, Founder and Managing Director of Fairycroft House CIC, tells us the story.

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Mabel Luke Almshouses: a tradition of affordable accommodation

Bill Piner, Chairman of the Trustees for the Charity of Mrs Mabel Luke, explains how a loan from Charity Bank assisted the expansion of their almshouses, offering more accommodation to those in need.

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Homes for Good: creating affordable homes in Scotland

Homes for Good is bringing quality, affordable homes within reach of hundreds of people on low incomes in Glasgow.

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Lyvennet Community Trust: by the community, for the community

Lyvennet Community Trust ensures that local housing remains genuinely affordable. Charity Bank loans have helped the trust to grow the number of properties that are within the means of local people.

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Fivehead Village Hall: a community hub

Fivehead Village Hall in Somerset is a purpose-built venue that provides the village with a place to socialise and space for a range of community activities.

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On the Brink: the benefits of communal living

On the Brink is an intentional community of people who have come together to create a co-housing collective which shares values, resources and time.

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YMCA Birmingham: A Place to Call Home

Alan Fraser, Chief Executive of YMCA Birmingham, talks about its latest project, The Vineyard, which provides permanent housing for local young people.

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YMCA London South West: smart design, better housing

YMCAs have been tackling youth homelessness for over a century. Richard James, CEO of YMCA LSW, explains how a Charity Bank loan will help formerly homeless young people learn to live independently.

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Hope Rescue: giving stray dogs a second chance

Vanessa Waddon, founder and Transformation Manager of Hope Rescue, talks about realising her dream of setting up a dedicated rescue centre with the help of a Charity Bank loan.

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Settle Hydro: a fossil free energy boost

Settle Hydro are the first community-funded hydroelectric project in their region. The plant produces enough electricity to power 50 homes.

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The Museum of Brands, Packaging and Advertising: everyday objects that mean so much

Chris Griffin, the CEO of the Museum, explains how its move to a new home will allow it to make full use of the museum’s educational, therapeutic and entertainment potential.

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Big Creative Education (BCE): helping young people into the creative industries

Big Creative Education offers a range of courses for young people aged 16-24, many of whom have struggled to engage with mainstream education.

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Bethel Church: A community hub

Lou Peet, church leadership team member and attendee at Bethel Church in Coventry since 2003, explains the significant role this church plays in the local community.

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Shofar Daycare Nursery: A wonderful space to develop

Sharon Lee, Director of Shofar Daycare Nursery, explains the key role that the nursery has come to play within the local community just a year after its opening.

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Glossopdale Furniture Project: providing the local community with affordable furniture

Joan Cook, Manager of Glossopdale Furniture Project, explains how a loan from Charity Bank enabled the charity to purchase its own shop and secure the future of furniture recycling in Glossop.

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Greenwich Steiner School: an alternative education

Adrian Dow, Headmaster at Greenwich Steiner School, talks about how a Charity Bank loan is enabling it to refinance an existing loan, putting the school in a stronger financial position to extend its building and eventually include education up to A-level.

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City Life Church: a hub for social activity

City Life Church has always aimed to be the heart of the community, a place not only for worship and prayer, but a place where people of any background or faith can come and benefit from the facilities.

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New Roots: giving young people a place to call home

New Roots gives vulnerable young people in Bassetlaw a place to call home and a strong support network.

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EVA Women’s Aid: rebuilding lives after domestic and sexual abuse

EVA Women's Aid is a charity which supports women and their families in Teesside, who are, or have been, victims of domestic or sexual abuse and violence.

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Sutton Housing Society: tackling loneliness by building communities

Sutton Housing Society is a small registered provider (RP) that is helping to tackle social isolation by providing homes for older people (over 55s), as well as the opportunity to be part of a supportive community.

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Abbeyfield South Downs: supporting older people with independent living

Abbeyfield South Downs operates supported sheltered housing for older people across the area and is developing one of its sites to modernise its housing model.

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