Cash flow has been a growing cause for concern within the sector for a number of years.
As a result of the Coronavirus, many organisations are now in an extremely precarious position, often having to deliver additional services with fewer volunteers and staff members, while having to cancel fundraising activities.
With a number of a national and regional lockdowns taking place since March 2020, many charities and social enterprises are experiencing difficulties accessing emergency funds. We have collated a list of available funds and it will continue to be updated as new opportunities are identified, so please do contact us if you are aware of any funds that should be included.
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- Resilience and Recovery Loan Fund (RRLF) - closes Wednesday 31 March 2021 at 11.59pm
- COVID-19 Resource Hub for Charities and Social Enterprises
- Charity Bank’s response to COVID-19.
This page was last updated on 08 January 2021.
UK wide funds
- Government funding
On 8 April 2020 the government announced a £750 million package of funding to support the work of charities during the coronavirus outbreak, this includes:
£370 million for small and medium-sized charities, including through a grant to the National Lottery Community Fund for those in England, will support local organisations including those delivering food, essential medicines and providing financial advice.
£360 million to be directly allocated by government departments to charities providing key services and supporting vulnerable people during the crisis. These will include:
- hospices to help increase capacity
- St Johns Ambulance to support the NHS
- victims charities, to help with potential increase in demand
- vulnerable children charities, so they can continue delivering services on behalf of local authorities
- Citizens Advice to increase the number of staff providing advice during the crisis
- Emergency loan fund for charities and social enterprises
The Resilience and Recovery Loan Fund will enable social lenders to provide emergency loans to eligible charities and social enterprises. No personal guarantees and no fees or interest for 12 months. This is part of a £100 million package of support announced by Big Society Capital. Applications for the Resilience and Recovery Loan Fund are now open.
- Bounce Back Loan Scheme (BBLS)
On 4 May 2020 the Government launched the Bounce Back Loan Scheme (BBLS) to enable businesses and charities to obtain a six-year term loan at a Government set interest rate of 2.5% a year. Loans will be from £2,000 up to 25% of a business’ turnover or £50,000, whichever is lower. The Government will cover interest payable in the first year. The borrower remains 100% liable for the debt. The Government has announced the scheme will be extended until 31 March 2021. For more information and to apply please visit the GOV.UK website.
- National Emergencies Trust
The National Emergencies Trust (NET) has launched an appeal to raise funds for local charities and grassroots organisations that have been impacted by Coronavirus. The trust is planning to distribute grants through a network of local community foundations. Organisations in need of funding will need to apply directly to a community foundation, not to the NET. To find your local community foundation please visit the Community Foundations website.
- National Lottery Community Fund
The National Lottery Community Fund (NLCF) has closed the Government allocation of funding to the Coronavirus Community Support Fund. You can still apply for National Lottery funded grants, that can support your community through COVID-19.
- CAF Coronavirus Emergency Fund
Charities Aid Foundation (CAF) launched a £5m Coronavirus Emergency Fund in March 2020 to help smaller charitable organisations in the UK affected by the impact of COVID-19. Grants of up to £10,000 were available to support charities core costs, staffing, volunteer costs, supplies and equipment, communications or other critical charitable areas. The fund is now closed to further applications and received nearly 5,000 applications in just eight days.
- Leathersellers' Company Charitable Fund
The Leathersellers' Company has launched a fast track application process for one-off grants of up to £3,000. It could be particularly useful for funding small projects or to cover unexpected costs arising from COVID-19. Applications are open to UK registered charities. From September 2020 to June 2021, Leathersellers’ Charitable Fund will operate 14 rounds/opportunities for grant applications. For more information please visit the Leathersellers’ Small Grants Programme.
- The Yapp Charitable Trust
The Yapp Charitable Trust has invited small UK charities to apply for grants of up to £3,000. Registered charities in England and Wales, with a total annual expenditure of less than £40,000, can apply for funding for core costs and staffing. Grant fund open - for details on how to apply please visit The Yapp Charitable Trust website.
- Heritage Emergency Fund
The National Lottery Heritage Fund has announced a £50m fund to support the heritage sector as an immediate response to the Coronavirus (COVID-19) outbreak. The Fund is available to organisations across the full breadth of heritage. Organisations which are either a current grantee, or still under contract following a previous grant, can apply. The fund is now closed for grant applications.
- John Lewis Partnership Community Support Fund
The John Lewis Partnership has launched a £1m Community Support Fund. Individual Waitrose shops will decide how to use their share to support their local community. For more details please read the John Lewis Partnership press release.
- Clothworkers' Emergency Capital Programme
The Clothworkers’ Emergency Capital Programme (CECP) will award small capital grants of up to £5,000 for essential capital items to adapt or increase services in response to the novel Coronavirus (COVID-19) pandemic. The programme is now closed for new applications. The Clothworkers’ Foundation is still accepting small grants through their normal open grants programme.
- Cadent Foundation
The Cadent Foundation recently launched and is funded by the UK’s biggest gas network Cadent. UK charities or groups with charitable purposes can submit applications for grants of up to £100,000. Applications for the first round are now closed.
- Standard Life Foundation
The Standard Life Foundation has launched funding for work directly related to the Coronavirus pandemic. Applications are open to all organisations undertaking charitable work. It is likely that grants will be made in the range of £5,000 to £50,000, however, there is no set amount that people can apply for. The application process is now closed.
- Barclays COVID-19 Community Aid Package
The newly launched Barclays Foundation will initially provide a COVID-19 Community Aid Package of £100 million to charities working to support vulnerable people impacted by COVID-19, and to alleviate the associated social and economic hardship caused by the crisis.
- Tesco Bags of Help COVID-19 Communities Fund
A new short-term fund to support local communities. Successful applications will receive a single payment award of £500 to organisations who are supporting vulnerable groups. Visit the Tesco website for eligibility details. The fund is now closed to new applications.
- The Sir Jules Thorn Charitable Trust
The Ann Rylands Small Donations programme is offering grants of up to £1,500 for eligible small charities. The Trust is accepting applications. For eligibility criteria please visit The Sir Jules Thorn Charitable Trust website.
- Neighbourly Community Fund
The Neighbourly Community Fund is offering grants of up to £400 to charities and community groups that are actively supporting communities affected by the Coronavirus outbreak. The Fund is currently closed for new applications.
- Magic Little Grants 2020
The Postcode Community Trust and Localgiving are providing charities and community groups with the opportunity to apply for grants of up to £500. The Magic Little Grants programme is now closed.
- Lloyds Bank Social Entrepreneurs Trade Up Programme
The Lloyd's Bank Social Entrepreneurs Trade Up Programme provides a range of support for social enterprises. The programme is now closed for 2020-21, you can register your interest for the 2021-22 programme here.
- NatWest Social and Community Capital
NatWest Social and Community Capital launched a £1m Coronavirus Response Fund on Monday 22nd June, with grants of between £5,000 and £50,000 to organisations across the UK that employ people from vulnerable or disadvantaged groups. The fund is now closed, and the winners have been announced.
- Independent Age
The Independent Age Grant Fund provides grants of £5,000 to £15,000 of unrestricted funding to small and medium sized charities that work to support older people. The closing date for applications is 17 January 2021.
- Volant Charitable Trust Covid-19 Response Fund
The Volant Trust accepts applications from charities in the UK that demonstrate a strong focus on alleviating social deprivation and helping vulnerable groups who have been particularly impacted by the COVID-19 pandemic. The fund is currently accepting applications for its latest funding round between 1 January 2021 and 31 July 2021.
- Theatre Reopening Fund
Grants of up to £5,000 to support not-for-profit theatres affected by COVID-19 and to contribute to preparations for reopening. The fund is now open and for eligibility criteria please visit the Theatres Trust website.
Sports England will make up to £195m of funding available to help the sport and physical activity sector through the ongoing Coronavirus (COVID-19) crisis. This includes the following:
- A £20m Community Emergency Fund, available immediately for clubs and community organisations. Grants between £300 and £10,000 are available.
- A £5m pot for existing partners if they're facing specific financial difficulty.
- A £55m pot to provide support during an ongoing period of restrictions, to fund new and innovative ways to keep people active and, when the period of restrictions is over, to help organisations get back to business and adjust.
- A £115m rollover of current funding into 2021/22 to give long term certainty to established partners.
The fund is now paused to new applications.
Arts Council England
Arts Council England (ACE) has made £160m of emergency funding available to organisations and individuals who will need it during the COVID-19 crisis. It has also changed the funding requirements for individuals and organisations currently in receipt of funding.
The fund is now closed for applications for:
- Financial support for organisations outside of the National Portfolio
- Financial support for artists, creative practitioners and freelancers
- Financial support for NPOs and Lead CPP organisations
For more details visit the Arts Council COVID-19 support page.
National Lottery Awards for All England
The programme provides funding from £300 to £10,000, and is currently accepting applications from voluntary and community organisations in England. For eligibility criteria please visit the National Lottery Awards for All England website.
Northern Irish funds
The Community Arts, Culture and Heritage Fund provides grants from £2,000 to £20,000 to constituted organisations with charitable purposes, operating within Northern Ireland.
The fund is now closed to new applications. For further details on the fund, please visit Community Arts, Culture and Heritage Fund page.
National Lottery Awards for All Northern Ireland
The programme provides funding from £300 to £10,000, and is currently accepting applications from voluntary and community organisations in Northern Ireland. For eligibility criteria please visit the National Lottery Awards for All Northern Ireland website.
The Scottish Government has announced several initiatives to support communities affected by COVID-19. These include:
- A £70m Food Fund to help address issues of food insecurity, especially for older people and families in receipt of free school meals. This will be distributed through Local Authorities.
- A £50m Wellbeing Fund for charities and other organisations that work with at-risk people who may be badly affected by the crisis, including homeless people and those experiencing fuel poverty. The Wellbeing Fund is now closed.
- A £40m Supporting Communities Fund. This will be used to support community efforts that are deemed to be vital to national resilience, including projects supporting people at risk because of age or isolation, along with those supporting carers, homeless people and asylum seekers. The fund is now closed for applications.
- A £20m Third Sector Resilience Fund. This will support social sector organisations affected by cash flow and other issues as a result of the Coronavirus. It will be delivered by Firstport, Social Investment Scotland and the Corra Foundation and will provide grants of between £5,000 and £100,000. The fund is currently closed. Please visit the Third Sector Resilience Fund on the SCVO website to see up-to-date information on its status.
National Lottery Awards for All Scotland
The programme provides funding from £300 to£10,000, and is currently accepting applications from voluntary and community organisations in Scotland. For eligibility criteria please visit the National Lottery Awards for All Scotland website.
Bank of Scotland Social Entrepreneurs Trade Up Programme
The Bank of Scotland Social Entrepreneurs Trade Up Programme provides a range of support for social enterprises in response to COVID-19. The programme is now closed and is not accepting new applications.
- The Welsh Government has announced a £400m grant pot to provide support to Welsh businesses, social enterprises and charities affected by the Coronavirus (COVID-19) pandemic. This includes:
• Grants of £10,000 for micro-businesses employing up to 9 people.
• Grants of up to £100,000 for small and medium sized firms with between 10 and 249 employees.
• Support for larger Welsh companies, which are of critical social or economic importance to Wales.
Applications are now open and invited through local authority websites.
National Lottery Awards for All Wales
The programme provides funding from £300 to £10,000, and is currently accepting applications from voluntary and community organisations in Wales. For eligibility criteria please visit the National Lottery Awards for All Wales website.
- Facebook Small Business Grants Program
Facebook is offering $100m in cash grants and advert credits to up to 30,000 small businesses in over 30 countries. The small business grants programme is now closed in the UK.
Please note that many of the organisations below will also be distributing grants on behalf of the National Emergencies Trust.
- Bedfordshire and Luton Community Foundation
Bedfordshire and Luton Community Foundation has launched the Bedfordshire Coronavirus Emergency Fund, which is aimed at helping local community organisations to ‘deal with emerging issues in the community as a result of the continuing threat of Coronavirus’. The emergency fund has now closed.
- Cambridgeshire Community Foundation
The Cambridgeshire Coronavirus Community Fund is open to constituted community organisations throughout Cambridgeshire (including Peterborough) that are supporting isolated older and vulnerable people. Grants will mostly be between £1,000 and £5,000, although larger grants will be considered for groups working in partnership. The community fund is currently open on a rolling call basis, please check the Foundation's website for eligibility criteria.
- Community Foundation for Calderdale
Grants of up to £3,000 are available from the Community Foundation for Calderdale. To be eligible for the Community Resilience Fund, you need to be a local charity supporting vulnerable people in Calderdale through the COVID-19 crisis. The Community Resilience Fund is currently open, please check the Foundation's website for eligibility criteria.
- Community Foundation for Merseyside
The Liverpool City Region Combined Authority and the Metro Mayor has launched an appeal to support communities impacted by COVID-19. Grants will be distributed by The Community Foundation for Merseyside. The Community Foundation is currently accepting applications, please check the Foundation’s website for further details.
- Community Foundation for Staffordshire
Grants of up to £1,000 will be made to registered charities, constituted community or voluntary groups, social enterprises, other not-for-profit organisations, and local businesses running projects that clearly benefit the local community. Funding is available across Staffordshire and Stoke-on-Trent. The application process is currently open. For further details on eligibility criteria visit The Community Foundation for Staffordshire website.
- Community Foundation Tyne & Wear and Northumberland
The Coronavirus Response and Recovery Fund will help to support local charities and community organisations across Tyne & Wear (Newcastle, North Tyneside, South Tyneside, Gateshead and Sunderland) and Northumberland. The fund is targeted at organisations supporting older people and other vulnerable people impacted by COVID-19. Applications are now being accepted to the fund. For eligibility criteria please visit the Community Foundation Tyne & Wear and Northumberland website.
- Cumbria Community Foundation
The Cumbria COVID-19 Response Fund has been set up to assist groups and organisations that are supporting people affected by COVID-19. The fund will prioritise ‘charitable projects across the county that are supporting people affected by the virus, helping to keep them safe and supported in their homes and reducing pressure on the NHS’. There is no maximum or minimum award amount, but the foundation aims to offer smaller grants (circa £250) to community-based groups and larger grants (over £1,000) to organisations offering district or county level support. The application process is currently open. For further details on eligibility criteria please visit the Cumbria Community Foundation website.
- Devon Community Foundation
The Devon Coronavirus Response and Recovery Fund is supporting local charities and community organisations in two stages. Firstly, the fund will focus on organisations that are supporting vulnerable groups affected by Coronavirus. At a later date, grants will be available for other organisations whose operations have been affected by COVID-19. The application process is currently paused. For further details on eligibility please visit the Devon Community Foundation website.
- Dorset Community Foundation
The Dorset Coronavirus Community Fund is providing grants for charities, community groups and other organisations working in Dorset who support vulnerable groups affected by COVID-19. The community funds third and final phase is now closed for applications.
- Forever Manchester Community Support Fund
Forever Manchester has launched a Community Support Fund for grassroot community groups that are responding to the impact of COVID-19 by helping those most affected. Awards of up to £5,000 are available. The Forever Manchester Community Support Fund is now closed for applications.
- Foundation Derbyshire
The Coronavirus Fund is supporting foodbanks and befriending services in Derbyshire with grants of £1,000. The fund’s remit may then be increased to include other charitable organisations tackling the impact of COVID-19. The Coronavirus Fund has paused new applications, please visit the Foundation Derbyshire website for details.
- Greenham Trust (Berkshire and Hampshire)
The Greenham Trust has launched an emergency fund to support local charities and voluntary organisations that are assisting elderly and vulnerable people in west Berkshire and north Hampshire. The emergency fund is open and applications must be made through The Good Exchange.
- Heart of Bucks Community Foundation
The Bucks Coronavirus Stabilisation Fund is aiming to support people and charities in Buckinghamshire who are most affected by COVID-19. The Coronavirus Stabilisation Fund has now paused new applications, visit the Heart of Bucks website for further information.
- Heart of England Community Foundation
The Coronavirus Resilience Fund is making grants of up to £1,500 to constituted groups whose services are seen as vital for local communities in the West Midlands and Warwickshire. Examples include food banks, emergency food parcel deliveries, befriending services and outreach activities. The Coronavirus Resilience Fund is open, for eligibility criteria visit the Heart of England website.
- Hertfordshire Community Foundation
Grants of up to £5,000 will be available to offer emergency funding for charities, community groups and other voluntary organisations. The focus is on supporting elderly and vulnerable people impacted by Coronavirus. The fund is now closed to new applications.
- Kent Community Foundation
Community organisations in Kent and Medway are being offered emergency funding of up to £7,500 to helps organisations adapt to new ways of delivering services. The Kent Community Foundation COVID-19 Fund is currently closed, please visit the Kent Community Foundation website for further information.
- London Fund
A £2m fund for London charities affected by Coronavirus is being set up by the Greater London Authority and City Bridge Trust. Grants will be available to organisations facing COVID-19 related challenges, such as increasing demand for services, higher staff absences, fewer volunteers, and lower donations. The London Community Response Fund is currently closed, please visit the London Community Response Fund website for further information.
- Salford Crisis Fund
The Salford Crisis Fund is a responsive fund offering VCSE organisations grants of up to £500 to help address immediate need arising from the Coronavirus crisis. The fund is now closed for new applications.
- Somerset Community Foundation
The Somerset Community Foundation provides a comprehensive list of grants for groups, that includes the Somerset Coronavirus Rapid Response Fund, to help local groups respond to the coronavirus pandemic over the winter. A number of funds remain open and accepting applications, please visit the Somerset Community Foundation website for eligibility criteria.
- Steve Morgan Foundation
The Steve Morgan Foundation has committed up to £1m a week to support charities and not-for-profit organisations in Merseyside, Cheshire and North Wales that have been impacted by COVID-19. The foundation is accepting applications and the application form can be found here.
- Suffolk Community Foundation
The Suffolk Coronavirus Community Fund is providing grants for a variety of Coronavirus related projects, including those supporting the ongoing needs of vulnerable people, foodbanks and community response co-ordination. The fund is open and accepting applications, for more information on eligibility criteria visit the Suffolk Community Foundation website.
- Two Ridings Community Foundation
The Coronavirus Community Fund will support community organisations to deliver new and existing projects, including advice and initiatives for vital community services. The fund is open and accepting applications, for more information on eligibility criteria visit the Two Ridings Community Foundation website.
- William Morris Big Local – Community Chest Fund
The Community Chest Fund is available to groups and organisations in Walthamstow and is offering up to £1,000 per project. The Fund is now closed and not accepting applications.
- Wiltshire Community Foundation
The Wiltshire and Swindon Coronavirus Response Fund will be delivered alongside the NET funding. Grants will be distributed to local charities and organisations by the Wiltshire Community Foundation. Priority will be given to organisations supporting individuals who are most affected by the Coronavirus outbreak in Wiltshire and Swindon. The Wiltshire Coronavirus Response Grants Programme is open and accepting applications. For information on eligibility criteria, please visit the Wiltshire Community Foundation website.
- Worthing Community Chest
Grants are available of up to £250 for ad hoc, neighbourhood projects that have been set up in response to Coronavirus. Applications are open and groups can apply by emailing email@example.com or visiting the Worthing Community Chest website for eligibility criteria.
We are entering an unprecedented and fast-moving, constantly changing situation. Whilst we will do our best to keep this page updated, it should not be considered a source for the latest government advice which should be obtained directly from https://www.gov.uk/coronavirus. Links to external providers should not be considered a recommendation or endorsement of those providers’ products and/or services.
About Charity Bank
Charity Bank is the loans and savings bank owned by and committed to supporting the social sector. Since 2002, we have used our savers’ money to make more than 1,000 loans totalling over £300m to housing, education, social care, community and other social purpose organisations.
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