Our 2016 Borrower Survey gives us valuable insights on our impact, what we are doing well and how we can better support social sector organisations. Below is a summary of the feedback from our borrowers.
Imagine an ethical bank entirely owned by charitable and social purpose organisations. A bank that doesn’t pay bonuses. A bank that wants to help charities and social enterprises thrive. A bank that uses peoples’ savings as a powerful force for good.
Charity Bank is a Community Development Finance Institution (CDFI) and complies with the CDFI Code of Practice. CDFIs are independent financial institutions that provide capital and support to enable individuals or organisations in disadvantaged communities.
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Your money is covered by the Financial Services Compensation Scheme
Your eligible deposits with Charity Bank are currently protected up to a maximum of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. Total balances above £85,000 are not protected.
For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000).
Deposits from large companies and small local authorities are covered by the FSCS deposit protection from 30 January 2017 up to a maximum of £85,000.
Visit the FSCS website for more information or call the FSCS on 0800 678 1100 or 0207 741 4100.