Summary

  • Available to individuals aged 16 years or over, resident in the UK and only liable to pay tax in the UK
  • 0.90% Gross/AER*
  • 33-day notice period
  • Transfers in allowed (applications made online only)
APPLY ONLINE

Ethical 33-Day Notice Cash ISA (Gross/AER)* - Managed Rate

Notice period Interest rate (minimum saving £250)
33 days 0.90%

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Payment of interest Interest is paid gross without the deduction of income tax and doesn't count towards your Personal Savings Allowance.
Notice period 33 days.
Minimum initial deposit £250.
Maximum deposit The maximum deposit for this account is the 2016/17 ISA allowance of £15,240. You may transfer existing ISA balances from other providers into this account up to our published cap of £250,000. Applications to transfer existing ISAs can only be made when applying online.
Withdrawals You can make unlimited withdrawals, but you must give 33 days' notice for each withdrawal. Your money can be returned to your nominated account, transferred to any other Personal Savings account you hold with us that accepts deposits or transferred to another ISA manager. Please be aware this is not a Flexible ISA.
Paying money in First payment by cheque, electronic transfer, UK debit card or transfer in. Subsequent payments by direct debit, cheque, electronic transfer or UK debit card.
Number of account holders One.
How we calculate interest Interest is calculated daily and paid annually to your account on the last business day of December. There is no bonus interest payable.
What would the estimated balance be after 12 months based on a £10,000 deposit? Based on an interest rate of 0.90% gross, the balance on a £10,000 deposit after 12 months would be £10,090. This illustrative example assumes no withdrawals and no changes to the managed interest rate over the period. (The illustrative example does not take into account the individual circumstances of a customer).
Can Charity Bank change the interest rate? The interest rate is managed and may be altered in accordance with Section 8 'Changes to interest rates' of our Terms for Personal Savers.
Managing your account All accounts are operated by post. We can answer any questions directly by email or over the phone.
  • Access: Open an account with just £250 or transfer an existing ISA to us.
  • Flexibility: Add to your savings at any time or set up a direct debit up to £15,240 (2016/17 tax year ISA allowance).
  • Tax-free: Enjoy tax-free interest and the knowledge that your savings will be used by organisations working for people and planet.
  • Social impact: Your money will be used to support charities and social enterprises, whilst earning you a fair return.
  • The Ethical 33-Day Notice Cash ISA is available to individuals 16 years or over and living in the UK.
  • There are no restrictions on the number of withdrawals you can request. Early withdrawals (sooner than 33 days' notice) are not allowed.
  • You can make unlimited deposits up to £15,240 (2016/17 tax year ISA allowance). Once you’ve paid in your full year’s Cash ISA allowance, you can’t replace any money you have withdrawn, i.e. this is not a Flexible ISA.
  • You may transfer existing ISAs from other ISA managers into this account. Please select 'APPLY ONLINE' if you would like to do this. You will need to print an Application Summary and Cash ISA Transfer Form at the end of the online process to sign and return to us. N.B.: If you already hold a current tax year Cash ISA with us, please contact us to discuss how to transfer in funds from another ISA manager.
  • Your eligible deposits with Charity Bank are currently protected up to the limit of £85,000 under the Financial Services Compensation Scheme.
  • If you change your mind within 14 days of opening your account, we will cancel your account without notice or penalty.
  • View our full Terms for Personal Savers click here.
  • Once you've opened your account with us, we'll send you a welcome pack explaining how to manage your account and where we’re investing your money.
  • You’ll receive annual bank statements with an ethical twist: see how your savings have grown and learn about some of the organisations your savings have supported.
  • When you need to access your money, give us 33 days' notice and send your request in writing to Fosse House, 182 High Street, Tonbridge, Kent TN9 1BE.
  • Call us directly to check your account details and rates or if you have any questions.
  • t: 01732 441944 e: savings@charitybank.org

Your money is protected by the FSCS

Explore our other accounts

Not the right account for you? Or perhaps you'd like to open more than one account? Read about our Ethical Notice Accounts and Ethical Fixed Rate Accounts.

Ethical 33-Day Notice Account

  • Earn a fair return and make your savings work for charities and social enterprises
  • Up to 0.55% Gross/AER*
  • Individuals who are permanently resident in the UK

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Ethical 93-Day Notice Account

  • Earn a fair return and make your savings work for charities and social enterprises
  • Up to 0.65% Gross/AER*
  • Individuals who are permanently resident in the UK

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Ethical 365-Day Notice Account

  • Earn a fair return and make your savings work for charities and social enterprises
  • Up to 1.00% Gross/AER*
  • Individuals who are permanently resident in the UK

Find out more

Ethical 1-Year Fixed Rate Account

  • Lock your money away and support the unsung heroes in our communities
  • Up to 1.10% Gross/AER*
  • Individuals who are permanently resident in the UK and only liable to pay tax in the UK

Find out more

Ethical 3-Year Fixed Rate Account

  • Lock your money away and support the unsung heroes in our communities
  • Up to 1.30% Gross/AER*
  • Individuals who are permanently resident in the UK and only liable to pay tax in the UK

Find out more

Ethical 33-Day Notice Cash ISA

  • A tax-free account that makes your savings work for good
  • 0.90% Gross/AER*
  • Individuals who are permanently resident in the UK

Find out more

Ethical 40-Day Notice Business Account

  • 40-day notice period
  • Available to businesses
  • 0.40% - 0.55% Gross/AER*
  • Higher interest rates apply to higher balances


Find out more

Ethical 100-Day Notice Business Account

  • 100-day notice period
  • Available to businesses
  • 0.50% - 0.65% Gross/AER*
  • Higher interest rates apply to higher balances


Find out more

Ethical 1-Year Business Fixed Rate Account

  • Available to business savers
  • 0.60% - 1.00% Gross / AER*

Find out more

Ethical 3-Year Business Fixed Rate Account

  • Available to business savers
  • 0.90% - 1.20% Gross / AER*

Find out more

Ethical 40-Day Notice Charity, Trust and Unincorporated Association Account

  • 40-day notice period
  • Available to charities, trusts and unincorporated associations
  • 0.40% - 0.55% Gross/AER*
  • Higher interest rates apply to higher balances

Find out more

Ethical 100-Day Notice Charity, Trust and Unincorporated Association Account

  • 100-day notice period
  • Available to charities and trusts
  • 0.50% - 0.65% Gross/AER*
  • Higher interest rates apply to higher balances

Find out more

Ethical 1-Year Charity, Trust and Unincorporated Association Fixed Rate Account

  • Available if you are a UK registered charity or trusts or unincorporated association (club or society)
  • 0.70% - 1.10% Gross / AER*

Find out more

Ethical 3-Year Charity, Trust and Unincorporated Association Fixed Rate Account

  • Available if you are a UK registered charity or trusts or unincorporated association (club or society)
  • 1.00% - 1.30% Gross / AER*

Find out more