The mission
Charity Bank was always going to be different. What drives us isn’t profits, but a shared idea about the world we want to live in. We were founded to support charities with loans that they couldn’t find elsewhere and to show people how their savings could be invested ethically and in ways that would make them happy.
Today, charities have never been more needed, but also more challenged. That’s why our promise – of supporting charitable activities and helping people to save and do good – is more important than ever.
We take the time to understand the organisations we lend to, we put peoples' money where their values are and together we work to create lasting social change in our communities.
We are an ethical bank for everyone who knows that banks can do better. We are the bank for people who believe that banking should always work for good.
Find out more in our 2020 Impact Report.
Where you fit into ethical banking
Savers
You’re looking for an ethical bank that will help you to put your money where your values are. You believe that banks can do better and you want your money to be a powerful force for good. You open an individual or business savings account with Charity Bank.
Borrowers
You’re a charity or social enterprise and you want to borrow from an ethical bank wholeheartedly committed to what you do. You’d like to work with a regional manager that you can rely on as a partner in doing good. You apply for a Charity Bank loan.
Staff
You’re passionate about using finance to support charities and social enterprises. You believe that banks have a vital role to play in creating a world we all want to live in; you want to live your values at work. You apply for a job with Charity Bank. View vacancies.
The result – banking for good
You join a community of like-minded individuals all working towards one goal. Our charitable borrowers, ethical savers, social investors and dedicated staff are helping to make sure that charities and social enterprises can always be there for the people and communities that need them. Banking for good provides the tools for people not just dreaming of a better world, but busy building one.
Meet our lending team
You’ll get to know our regional managers by name. They take the time to meet you and tailor our loans to suit your financial need and social aims.
Carolyn Sims
Director of Lending
Chris Tweedie
Small Loans Programme Manager
Sharon Gooch
Lending Services Manager
Stacey Goodrich
Lending Services Officer
Debbie Harmsworth
Head of Lending Services
Mark Herbert
Lending Manager
Jeremy Ince
Regional Manager
Sue Potter
Lending Services Manager
Adam Ruffinato
National Lending Manager
Bernie Teggart
Lending Manager
Lee Jagger
Regional Manager
Meet our savings team
95% of our savers would recommend us to a friend. Meet the people that are there to help you open an account and answer your questions.
Source: Charity Bank 2015 borrower survey.
Justin Hort
Head of Savings
Justin Halls
Savings Manager
Claire Springett
Savings Officer
Philippa Hilton
Savings Officer
Andrea Collard
Savings Officer
Nick Murray
Savings Administrator
George Roff
Savings Administrator
Meet our management
Management is one of the areas we look into when we assess a loan application. Get to know the people who make up our management team.
Edward Siegel
Chief Executive
Malcolm Elliott
Support Services Director
Caspar Mackay
Director of Credit
Carolyn Sims
Director of Lending
Mark Howland
Director of Marketing and Communications
Thomas Ralph
Chief Risk Officer
Michael Southwell
Finance Director (Designate)
Meet our board members
Our non-executive directors give us their time, social sector knowledge and financial expertise for free. Meet our critical friends.
Alan Hodson
Chairman
Mike Crabb
Non-Executive Director
David Godfrey CBE
Non-Executive Director
Anna Shiel
Non-Executive Director
Edward Siegel
Chief Executive
Toby Walter
Non-Executive Director
Charlotte Ravenscroft
Non-Executive Director
Jonathan Britton
Non-Executive Director
Caroline Price
Non-Executive Director
Neil Heslop
Non-Executive Director