Who can apply for a loan?
If you’re looking for a loan to help further your social mission, you’re in the right place.
We lend to charities, social enterprises and other organisations where the loan is being used for a social purpose.
Our loan managers work with organisations in England, Northern Ireland, Scotland and Wales.
99% of our borrowers would recommend us
You can apply for loans from £50,000 up to £3.5 million. We work with other social lenders to provide larger loans.
We tailor the terms of each loan and we fit repayment schedules to suit the needs of our borrowers.
Every single one of our shareholders is either a charitable trust, foundation or social purpose organisation: our mission is to support your mission.
TALK TO US: 01732 441919
Bank On Us For Loans
For a limited time, take advantage of our ‘Bank On Us’ campaign to reduce the costs associated with taking on a new loan and refinancing an existing loan.
Charity Bank - a bank for good
“What makes Charity Bank different is that it employs people who understand what an organisation is trying to achieve, genuinely cares about the project’s success and offers solutions to problems in addition to money.”
Anne Pierson, Director - Sedbergh & District Arts & Heritage Trust
Borrow from a bank for good
Call us directly, fill in the form below or send a brief email and tell us what you do, the amount of money you’ll need and what you plan to use it for.
Your nearest regional manager will be in touch to talk about the sort of loan that would work best for you. We’ll suggest alternatives if a loan from us isn’t the best option.
If it’s clear that a loan could support you, you’ll work with your regional manager to submit a loan application. Our credit team will make the final decision.
Once you receive the loan, your regional manager will be a phone call away should you have any questions. Don't hesitate to keep in touch.
Talk us through what you need
Call us directly on 01732 441919 or enter your details below and we’ll give you a call to discuss a loan.
More questions before you get started? Read our FAQs.
Find your regional manager
Our loan managers work across the UK, taking the time to meet and build relationships with our borrowers.
Select your region below to find your regional manager.
Our Values Recognised
Read about the organisations we support
Read about how our borrowers are using loans to grow, innovate or simply support their work as they breathe life back into communities and help people in challenging situations to live the lives they want.
Hudswell Community Charity: affordable homes for local people
Martin Booth, Secretary of Hudswell Community Charity, explains how building three new affordable homes will provide people with local connections the chance to live in the village.
Ilkley Lawn Tennis & Squash Club: Centre of Sporting Excellence
Chris Brown, Treasurer of ILTSC, talks about the club’s significant role in the local community and the importance of its recent expansion.
Glossopdale Furniture Project: providing the local community with affordable furniture
Joan Cook, Manager of Glossopdale Furniture Project, explains how a loan from Charity Bank enabled the charity to purchase its own shop and secure the future of furniture recycling in Glossop.
The Museum of Brands, Packaging and Advertising: everyday objects that mean so much
Chris Griffin, the CEO of the Museum, explains how its move to a new home will allow it to make full use of the museum’s educational, therapeutic and entertainment potential.