Who can apply for a loan?

If you’re looking for a loan to help further your social mission, you’re in the right place.

We lend to charities, social enterprises and other organisations where the loan is being used for a social purpose.

Our loan managers work with organisations in England, Northern Ireland, Scotland and Wales.

99% of our borrowers would recommend us

You can apply for loans from £50,000 up to £3.5 million. We work with other social lenders to provide larger loans.

We tailor the terms of each loan and we fit repayment schedules to suit the needs of our borrowers.

Every single one of our shareholders is either a charitable trust, foundation or social purpose organisation: our mission is to support your mission.

TALK TO US: 01732 441919

Source: Charity Bank 2016 borrower survey.

Bank On Us For Loans

For a limited time, take advantage of our ‘Bank On Us’ campaign to reduce the costs associated with taking on a new loan and refinancing an existing loan.

Charity Bank - a bank for good

“What makes Charity Bank different is that it employs people who understand what an organisation is trying to achieve, genuinely cares about the project’s success and offers solutions to problems in addition to money.”

Anne Pierson, Director - Sedbergh & District Arts & Heritage Trust

Borrow from a bank for good

Call us directly, fill in the form below or send a brief email and tell us what you do, the amount of money you’ll need and what you plan to use it for.

Your nearest regional manager will be in touch to talk about the sort of loan that would work best for you. We’ll suggest alternatives if a loan from us isn’t the best option.

If it’s clear that a loan could support you, you’ll work with your regional manager to submit a loan application. Our credit team will make the final decision.

Once you receive the loan, your regional manager will be a phone call away should you have any questions. Don't hesitate to keep in touch.

Talk us through what you need

Call us directly on 01732 441919 or enter your details below and we’ll give you a call to discuss a loan.

More questions before you get started? Read our FAQs.

We only lend to organisations that are based in the UK. We can lend to organisations with activities overseas, but only to those with a permanent UK base.

Call us direct 01732 441 919

Find your regional manager

Our loan managers work across the UK, taking the time to meet and build relationships with our borrowers.

Select your region below to find your regional manager.

Read about the organisations we support

Read about how our borrowers are using loans to grow, innovate or simply support their work as they breathe life back into communities and help people in challenging situations to live the lives they want.

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Settle Hydro: a fossil free energy boost

Settle Hydro are the first community-funded hydroelectric project in their region. The plant produces enough electricity to power 50 homes.

Read the story

Hope Rescue: giving stray dogs a second chance

Vanessa Waddon, founder and Transformation Manager of Hope Rescue, talks about realising her dream of setting up a dedicated rescue centre with the help of a Charity Bank loan.

Read the story

Young Women’s Housing Project: A secure future providing safety and support

Jo Meagher, Project Manager at YWHP, tells us how a loan from Charity Bank assisted with the purchase of its key property, granting the charity a more stable future.

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Mabel Luke Almshouses: a tradition of affordable accommodation

Bill Piner, Chairman of the Trustees for the Charity of Mrs Mabel Luke, explains how a loan from Charity Bank assisted the expansion of their almshouses, offering more accommodation to those in need.

Read the story