Who can apply for a loan?

If you’re looking for a loan to help further your social mission, you’re in the right place.

We lend to charities, social enterprises and other organisations where their activities are compatible with our values and social purpose. What matters to us is that you're committed to a social purpose and have the ability to repay a loan.

Our loan managers work with organisations in England, Northern Ireland, Scotland and Wales.

100% of our borrowers would recommend us

You can apply for loans from £50,000 up to £3.25 million. We work with other social lenders to provide larger loans.

We tailor the terms of each loan and we fit repayment schedules to suit the needs of our borrowers.

Every single one of our shareholders is either a charitable trust, foundation or social purpose organisation: our mission is to support your mission.

TALK TO US: 01732 441919

Source: Charity Bank 2014 borrower survey.

Borrow from a bank for good

Call us directly, fill in the form below or send a brief email and tell us what you do, the amount of money you’ll need and what you plan to use it for.

Your nearest regional manager will be in touch to talk about the sort of loan that would work best for you. We’ll suggest alternatives if a loan from us isn’t the best option.

If it’s clear that a loan could support you, you’ll work with your regional manager to submit a loan application. Our credit team will make the final decision.

Once you receive the loan, your regional manager will be a phone call away should you have any questions. Don't hesitate to keep in touch.

Talk us through what you need

Call us directly on 01732 441919 or enter your details below and we’ll give you a call to discuss a loan.

More questions before you get started? Read our FAQs.

We only lend to organisations that are based in the UK. We can lend to organisations with activities overseas, but only to those with a permanent UK base.

Call us direct 01732 441 919

Find your regional manager

Our loan managers work across the UK, taking the time to meet and build relationships with our borrowers.

Select your region below to find your regional manager.

Read about the organisations we support

Read about how our borrowers are using loans to grow, innovate or simply support their work as they breathe life back into communities and help people in challenging situations to live the lives they want.

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Settle Hydro: a fossil free energy boost

Settle Hydro are the first community-funded hydroelectric project in their region. The plant produces enough electricity to power 50 homes.

Read the story

Sherman Cymru: the show must go on!

Sherman Cymru gives a stage to the societal messages of Wales’ emerging artists.

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TLG, The Education Charity: an astounding journey

Today TLG have 11 education centres that give young people a second chance for an education, and 39 early intervention centres across the UK that provide extra support to children at school.

Read the story

YMCA London South West: smart design, better housing

YMCAs have been tackling youth homelessness for over a century. Richard James, CEO of YMCA LSW, explains how a Charity Bank loan will help formerly homeless young people learn to live independently.

Read the story