The Charity Bank Difference

We’re a savings and loans bank with a social mission to help charities and social enterprises make a bigger difference.

With over 25 years’ social sector experience and a team of relationship managers committed to helping you grow your mission, we’re well placed to help.

Explore why Charity Bank is no ordinary bank and is trusted by hundreds of charities and social enterprises to deliver.


By choosing to save with Charity Bank, you can earn a decent return and ensure your charity’s money is working as hard for good as you do – because we lend our savers’ money to other charities and social enterprises.

From our Easy Access Account to Fixed Term Accounts, our application process is straight-forward with access to support at every stage.


A Charity Bank loan is available to charities, social enterprises, community groups, not-for-profit and other organisations to help further your social mission.

We offer you support at every stage of your loan application and beyond.

For a limited time, take advantage of our ‘Bank On Us’ campaign to reduce the costs associated with taking on a new loan and refinancing an existing loan.

For more information on our savings and loans, talk to us on 01732 441919 or browse the following pages:

At Charity Bank, we deliver on our promises and are proud to have cemented our credentials as one of the UK’s leading providers for charities and social enterprises.

Social Sector Ownership

Every one of our shareholders is either a charitable trust, foundation or social purpose organisation. This enables us to keep our social mission at the heart of everything we do.

63% of our customers said that our social sector ownership was a leading factor when choosing Charity Bank.

Source:  Borrower Survey 2016

Ethical Credentials

We’ve been recognised for our ethical credentials by some of the UK’s most respected ethical organisations and accreditations including: B Corporation, Living Wage Foundation, Responsible Finance, Social Enterprise UK and Social Enterprise Mark CIC. 

Charity Bank continues to be the UK’s leading ethical bank offering savings and loans to charitable organisations.

Source: Ethical Consumer and The Good Shopping Guide both rank Charity Bank as the most ethical bank in the UK. 

A Bank You Can Trust

Our mission is to support your mission. You don’t need to take our word for it, 99% of our borrowers say they would recommend Charity Bank. 

“Charity Bank saw us as a partner in doing good, rather than just a customer from whom they could make money.” Alan Fraser, Chief Executive of YMCA Birmingham

“Charity Bank supported and had faith in us when traditional high street banks didn’t want to know.”  Josie Kelly, Chief Executive of Access to Business

Source:  Borrower Survey 2016

Social Impact

We’re here to help you make the difference.

So far, we have made over 900 loans to facilitate social impacts across all sectors, including arts, community, education, environment, faith, health, housing, regeneration, social care and sports.

97% of our borrowers said that their Charity Bank loan had contributed towards the achievement of their mission.

Source:  Borrower Survey 2016

Traditional Relationship Banking

Our team of regional managers are social sector specialists and are here to help you find a solution to your funding needs. 

We take the time to find out your exact requirements and build traditional banking relationships with our borrowers. 

“We chose Charity Bank because it was by far the most understanding of our aims and the impact we were trying to achieve. It also offered a competitive rate and, like us, was interested in nurturing a long-term relationship rather than simply looking for a one-off business transaction.” Mark Grant, Chief Executive of Action Homeless