Savings For Good
Support the unsung heroes in your community with our 93-day notice ethical savings account.
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Gross/AER*
Gross/AER*
*Gross is the interest rate without tax deducted.
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
**If you are a charity, business or private individual looking to place deposits greater than £500,000, please contact our
savings team on 01732 441944.
View our Historic Interest Rates for our Personal Savings accounts since January 2015.
Open an account with just £250.
Add to your savings at any time or set up a direct debit.
The more you save, the higher your interest rate.
Your money will be used to support charities and social enterprises.
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Interest will be paid gross, which means interest is paid to you without tax being deducted from it. If the total amount of interest you earn exceeds your Personal Savings Allowance then you may have to pay tax directly to HM Revenue and Customs. For more information please see the latest Government information, or visit the HMRC website or call them on 0300 200 3310.
The notice period is 93-days.
£250.
£500,000.
Send us a signed letter to withdraw your money and you’ll receive it at the end of your chosen notice period.
Initial deposit(s) can be made by cheque or electronic transfer from your nominated account only. From the day we confirm your account is open you have 14-calendar days to fund it with one or multiple deposits up to a maximum account balance of £500,000 or in excess of this limit if pre-approved by us. If your account is not funded to the minimum account balance of £250 within this period, it will be closed, and any funds returned to you. If not fully funded up to the maximum account balance of £500,000 in the 14-calendar day funding period additional credits are permitted and can be made by cheque, electronic transfer, direct debit or standing order from your nominated account up to this limit.
Up to two for personal accounts.
Interest is calculated daily and added to your account quarterly in March, June, September and December and on closure of your account. There is no bonus interest payable.
Based on our lower tier attracting an interest rate of 3.00% gross, the estimated balance on a £1,000 deposit after 12 months would be £1,030.34. Based on our upper tier attracting an interest rate of 3.15% gross, the estimated balance on a £25,000 deposit after 12 months would be £25,796.85 The illustrative examples assume no withdrawals, no changes to the managed interest rate over the period and interest is paid and compounded quarterly. (The illustrative examples do not take into account the individual circumstances of a customer)
The interest rate is managed and may be altered in accordance with Section 8 Changes to interest rates of our Terms for personal savers.
All accounts are operated by post. We can answer any questions directly by email or over the phone.
Talk us through what you need by fill in our easy step by step loan form and this will give us all the information we need to give you a call back to discuss your loan.
Apply For An Account
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