LOANS
If you’re a charity or social enterprise looking for a loan to amplify your social impact, you’re in the right place.
Our team of experts is on hand to make sure you get the right support and finance you need – helping you to further your mission and social purpose.
Amount Available
We offer loans up to £7.5 million, with larger amounts available through partnerships with other social lenders.
Repayment Period
Typically up to 25 years.
Expert guidance
Our experienced team understands the complexities of large-scale projects.
Dedicated Relationship Manager
Our team will work with you throughout the process.
Talk us through what you need by filling in our easy step-by-step loan form. This will give us all the information we need to call you back to discuss your loan.
Discuss A Loan
Charity Bank provides tailored, competitive, and ethical loans for established charities and social enterprises. We support projects across the UK, from housing to skate parks, community theatres to air ambulance bases.
Our specialists take the time to understand your needs, offering straightforward, flexible solutions for even the most complex developments and capital investments.
We’re more than just an ethical bank. For over 20 years, we’ve created positive social change in everything we do. All our shareholders are charities and social impact investors. All our borrowers are delivering social impact. And every loan, deposit and investment helps drive real change for people, communities and the planet – now, and for the long term.
We lend to a range of sectors, focusing on creating positive social impact. Here are some of the key sectors we support:
To get a deeper understanding of our borrowers’ impact on people’s lives, read their stories.
Explore our loans process guide to understand the journey our borrowers take – from initial enquiry through to requesting funds.
Our lending team are available at every stage of your application. If you have any additional questions please contact us on 01732 441919.
Here we’ve listed the common questions we get about our loans. If you still have a question please do not hesitate to contact us.
Who do you lend to?
We only lend to organisations based in the UK. We lend to most organisations that have a social purpose and can repay the required loan.
How much can I borrow?
Charity Bank provides loans up to a maximum of £7.5 million and can provide larger amounts in partnership with other social lenders. Each case will be reviewed on an individual basis, and the loan amount offered will depend on factors such as how much you can afford to comfortably repay each month and what assets you can offer as security for the loan.
What can I use the loan for?
A loan can be used for any legal purpose which supports the social objectives of the organisation. The loan purpose will be agreed and approved as part of the application process; should circumstances change, the borrower must let us know and any adjustments will need to be agreed.
What information do I need to provide to support a loan application?
Once you have submitted an enquiry and if we think our loans are right for you, we will ask you to send more information. This will include:
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