Join a bank that shares your values

Loans: borrow to support your mission

You can borrow from a bank that understands your charitable goals as well as your finances. We lend to charities, social enterprises and organisations tackling social and environmental issues and shape our terms and repayment schedules around their needs.

We offer loans to small and large organisations from £50,000 to £3.25 million and more in partnership with other lenders.

Savings: put your money where your values are

You can open a savings account that will earn you a fair return and support the extraordinary work of the charities and social enterprises that borrow from us.

Choose from our personal savings accounts, charity and business savings accounts and an ethical Cash ISA. Join the ethical banking movement.

A bit about us

Charity Bank is a savings and loans bank with a mission to use money for good. We use the money our savers entrust to us to make loans to charities, social enterprises and organisations with charitable purposes.

Our community of borrowers, savers, shareholders and staff are all working towards one goal – helping to create lasting social change in our communities.

Read about the organisations we support

Read about how our borrowers are using loans to grow, innovate or simply support communities and help people in challenging situations to live the lives they want.

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City Life Church: a hub for social activity

City Life Church has always aimed to be the heart of the community, a place not only for worship and prayer, but a place where people of any background or faith can come and benefit from the facilities.

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Govan Workspace: Regenerating an industrial superpower

Govan Workspace is rejuvenating Glasgow's shipyards, giving old buildings new life. Managing Director Pat Cassidy explains how a Charity Bank loan helped to save the historic headquarters.

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The Anchor: Coffee, cake and compassion

The Anchor opened in 2013 after church group Vinelife secured a Charity Bank loan to create a community coffee house. Jon Hodges, Vinelife's Operations Director, shares The Anchor's story.

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Homes for Good: an innovative solution

Homes for Good is Scotland's first lettings agency for people on benefits. They are using social investment to address the housing crisis.

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