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Your bank for good.

Join an ethical bank that uses its savers’ money to lend to charities and social enterprises.

Our Savings Accounts Our Loans

FSCS Limit Increase

Your eligible deposits with Charity Bank are now protected up the new limit of £120,000 under the UK’s deposit guarantee offered by the Financial Services Compensation Scheme, following the increase on the 1st December 2025.

For more information on what this could mean for you, click here.

Join a bank that shares your values

Charity Bank is a savings and loan bank with a mission to use money for good. We use money our savers entrust to us to make loans to UK charities, social enterprises and organisations with charitable purposes.

About Us

NewStarts foodbank woman being interviewed

Loans

Borrow from a bank that understands your goals as well as your finances

We lend to charities, social enterprises and organisations tackling social and environmental issues and shape our terms and repayment schedules around their needs.

Our Loans

Savings

Save with a bank that puts your money where your values are

Open a savings account that will earn you a return and support the extraordinary work of the charities and social enterprises that borrow from us.

Our Savings Accounts

Why our customers choose us

We understand charities and social enterprises

Our values and ethics

Flexibility in lending

Excellent customer service

Dedicated relationship managers

UK-based ethical bank

We have made over 1400 loans worth over £605 million across a wide range of sectors and causes

Our Impact

Boy passing rugby ball at Leigh Miners Rangers Rugby League Academy

Joe and Jo Platt looking at computers at Leigh Building Preservation Society 2

Disabled boy in wheelchair with his doctor

René House

Nottingham, England

“What you get with Charity Bank is understanding. They understand our structure, our model and how we work financially.”

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NewStarts

Bromsgrove, England

“I like the personal relationship I have with Charity Bank. I can ring up and someone knows who we are and understands what we’re going through. If I rang a highstreet bank and said I had a problem, they wouldn’t really care. Charity Bank does.”

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MAGPAS Air Ambulance

Huntingdon, England

“If we’d delayed the project to raise more money, the costs would have gone up significantly. The loan meant that we could get the construction work underway and secure those prices before they went any higher.”

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Whitley Bay Big Local

Whitley Bay, England

“The conversations with Charity Bank were immediately very positive. I’d started conversations with other lenders that didn’t go very far, so it was a huge relief to talk to someone who thought a loan was doable. It was a very positive experience, and everything seemed possible with Charity Bank."

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Extern Homes

Newtownabbey, Northern Ireland

“To get to where we are today, with 10 properties, was only achievable with the loan arrangement with Charity Bank. It’s a bank with a purpose. You could see that in the relationships we had with the people at Charity Bank.”

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Birmingham Supported Living 2010

Birmingham, England

“Charity Bank and Big Issue Invest were very supportive. There were no problems at all; they were both brilliant. It’s also nice to know that our repayments will be regenerated to help other non-profits.”

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Leigh Building Preservation Trust

Leigh, England

“The loan process was really easy. I’m used to doing grant applications, so this process felt like a walk in the park!”

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Strength and Learning Through Horses

Barnet, England

“We tried getting in touch with quite a few people; Charity Bank was the only one that was genuinely helpful... Everyone we've dealt with at Charity Bank has basically said, ‘Yes, how can we help you?’"

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