Who can apply for a loan?
If you’re looking for a loan to help further your social mission, you’re in the right place.
We lend to charities, social enterprises and other organisations where the loan is being used for a social purpose.
Our loan managers work with organisations in England, Northern Ireland, Scotland and Wales.
98% of our borrowers would recommend us
We tailor the terms of each loan and we fit repayment schedules to suit the needs of our borrowers.
Every single one of our shareholders is either a charitable trust, foundation or social purpose organisation: our mission is to support your mission.
Charity Bank - a bank for good
“What makes Charity Bank different is that it employs people who understand what an organisation is trying to achieve, genuinely cares about the project’s success and offers solutions to problems in addition to money.”
Anne Pierson, Director - Sedbergh & District Arts & Heritage Trust
Borrow from a bank for good
Call us directly, fill in the form below or send a brief email and tell us what you do, the amount of money you’ll need and what you plan to use it for.
Your nearest regional manager will be in touch to talk about the sort of loan that would work best for you. We’ll suggest alternatives if a loan from us isn’t the best option.
If it’s clear that a loan could support you, you’ll work with your regional manager to submit a loan application. Our credit team will make the final decision.
Once you receive the loan, your regional manager will be a phone call away should you have any questions. Don't hesitate to keep in touch.
Talk us through what you need
Enter your details below and we’ll give you a call to discuss a loan.
More questions before you get started? Read our FAQs and see our additional charges & fees for loans.
Loan applications are subject to credit assessment. This does not affect your credit score. We may seek to recover any property or assets provided as security if you do not keep up repayments on your loan. Nothing in this publication constitutes advice or a recommendation. Rates depend on individual/business circumstances.
Find your regional manager
Our loan managers work across the UK, taking the time to meet and build relationships with our borrowers.
Select your region below to find your regional manager.
Our Values Recognised
Read about the organisations we support
Read about how our borrowers are using loans to grow, innovate or simply support their work as they breathe life back into communities and help people in challenging situations to live the lives they want.
The Askrigg Foundation: Creating affordable homes
The Yorkshire village of Askrigg is very popular with holidaymakers. While that’s good for tourism, local people are being pushed out of the housing market. The Askrigg Foundation is using a community-led housing loan from Charity Bank to put things right.
Finchley Reform Synagogue: Growing with the community
Finchley Reform Synagogue (FRS) has seen membership grow from 20 families in 1960 to 900 today. It badly needed a new place to worship. With the help of a Charity Bank loan, FRS is building a brand-new synagogue offering twice as much space.
Govanhill Housing Association: providing safe secure housing in the South of Glasgow
Govanhill Housing Association is a community-controlled social landlord operating in the Govanhill and Merrylee neighbourhoods of Glasgow.
First Fruit: tackling homelessness in one of the most deprived boroughs in the UK
One in 24 people in Newham is classed as homeless. First Fruit is helping to support some of the people most affected, with a package of support ranging from accommodation to training.